Noh: Conta Conjunta para dois 4.7.0

Experience the digital joint account that will help you manage expenses as a couple. With Noh, you will organize finances in a simple, easy, and collaborative way.

It becomes much easier to save money, pay debts, and plan finances as a couple.

If you are looking for a shared account, shared balance, joint balance, or simply to invest money together, Noh is the right choice for you. It will save your relationship from financial disagreements.

Whether it's for paying household bills and expenses or for leisure moments, Noh's digital joint account is a much easier alternative to traditional methods. It also offers investment options. You can combine expenses, invest, and bond even more.

• Expense Control

In Noh's digital joint account, both partners can track all expenses easily. This makes managing finances as a couple hassle-free without the need for spreadsheets, notepads, notebooks or apps to jot everything down.

No more group chat controls or apps like Splitwise, Tricount, or Excel! Noh is the digital joint account ideal for couples who need a shared account.

• Saving and Investing Together

With Noh Pool, you can create a dedicated space to save money together. It works like a piggy bank but designed for two people.

With Noh Multiply, you can invest together with total transparency and watch your money grow! It's the easiest way to invest as a couple.

• Payments as a Couple

With Noh, you can make payments via Pix, boleto (payment slip), or prepaid card (physical and virtual). Both of you can have your own card, making it easy to split bills as a couple. It's truly the digital joint account without becoming dependent or needing expense tracking apps like Splitwise.

Make all your bill payments through Noh:

1. Mercado (Supermarkets), restaurants, and stores;
2. Streaming apps (Netflix, Disney+, Amazon Prime Video, etc.);
3. Food delivery apps (iFood, Rappi, etc.);
4. Pix;
5. Payment slips (boletos).

You can pay using digital wallets like Google Pay and Apple Pay without the need to carry physical cards around.

• Combined Balance or Separate Balance

If you aim to merge both individuals' funds into one shared balance like a joint account, you can do so. However, if you prefer keeping them separate by defining the percentage each contributes in each purchase, that is also possible!

• Prepaid Card

In Noh's digital joint account, you have access to a prepaid card in both virtual and physical versions. Each partner receives one! The Noh prepaid card works only with added balance - no credit limit - so there's no risk of debt accumulation. You can also use the Noh card with Google Pay and Apple Pay digital wallets.

Whether it's for electricity bills, rent, condo fees, or service providers - with Noh's digital joint account you can make these payments smoothly and rapidly. Everything is automatically recorded so you can manage shared expenses without jotting down notes or using apps like Splitwise.

How It Works

Noh caters to customers with accounts at any Brazilian bank: Itaú, Nubank, Bradesco, Santander, Inter, Original, C6 Bank, Caixa Econômica Federal, Banco do Brasil. This is because you can top up your Noh account via Pix. Therefore, regardless of your individual bank, Noh will serve as your digital joint account for couples!

It's a shared digital account that manages the shared balance of couples!

Step-by-step guide to open a digital joint account with your partner at Noh:

1. Download the app;
2. Create an account and invite your partner;
3. Submit documents to open an account (all done on your mobile!);
4. Fund the account via Pix;
5. You're all set! You can now start using it for payments such as: Virtual card, boleto (payment slip), Pix or investing together.

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